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Some of the nation’s insurance companies are encouraging homeowners to install monitored security systems by offering them substantial discounts on homeowner’s insurance. “A survey of the 10 largest insurance companies offering homeowners coverage found premium discounts up to 20% if a home is equipped with a monitored alarm system,” said Dom D’Ascoli, president of theRead more

In a survey of still-working adults age 55 and older, the majority of the respondents say they are not delaying retirement and believe they will be financially prepared to retire when the time comes. PulteGroup is the parent company of Del Webb –a brand of active adult retirement communities – and has been surveying theRead more

By Stephanie Andre Saving money has never been so trendy. Long gone are the days of irresponsible spending, so why be irresponsible with your homeowners insurance? Taking a little bit of time to research your options might just help you save a little in the wallet and put more in the bank. Here are fourRead more

With foundation repair costs in the thousands of dollars, most homeowners have to find ways to finance the project. What can make the project even more cost-consuming is choosing the wrong company and dealing with a botched job. As always, before plunging a large amount of money into any project, the homeowner needs to beRead more

Americans’ recent push to eliminate their debt is placing many families at risk. The most recent Federal Reserve Bank of New York Quarterly Report on Household Debt and Credit shows that Americans reduced their debt by approximately $100 billion since the fourth quarter of 2011. However, according to Certified Financial Planner Board of Standards, Inc. Consumer AdvocateRead more

By Brien McMahon When it comes to private mortgage insurance (MI), there are several myths that exist that make buyers reluctant to consider a conventional loan with MI as an option when purchasing a home. One of the more common misconceptions is that cancelling MI is a difficult—not to mention time-consuming—process. The irony is thatRead more

Q: What kind of home insurance should I get? A: A standard policy will do in most instances. It protects against several natural disasters and catastrophic events. However, it will not guard against earthquakes, floods, war, and nuclear accidents. The policy can be expanded to include these disasters as well as coverage for such things asRead more

Travel insurance is protection against those unexpected bumps in your travel plans, and may be well worth considering now that hurricane season is underway. However, just like trying to buy homeowners insurance after the house is on fire, you can’t buy travel insurance for a trip that’s threatened by a tropical storm or hurricane that’sRead more

In an effort to empower car buyers with below-prime credit, CarFinance.com released the following auto-financing tips which provide advice on calculating potential auto loan payments by identifying the car, and monthly loan payment, they can actually afford. 1. Monthly payment: Understand what level of monthly payment you can afford by doing a detailed, hyper-honest, budget-setting exercise.Read more

The Young Insurance Agency is proud to bring you our newest online information center. In the coming weeks and months you can expect to find frequently updated content and articles of information regarding all-things insurance related, including new industry standards, tips for your financial coverage options, community information that could effect your long-term or evenRead more