If you want your vehicle to last, it’s essential to stay up to date on all of the scheduled maintenance appointments. While this won’t reduce your monthly auto insurance premiums, it will show that you are taking responsibility for your vehicle. Little things like changing the oil and checking the fluids regularly will maintain your vehicle’s integrity and ensure that it continues to function efficiently. If you aren’t sure of what your vehicle’s maintenance schedule looks like, contact your local dealership. They can print it off for you or send you reminders in an email or text.
Following are some of the ways in which regular maintenance checks for your vehicle will benefit you.
Car insurance companies rarely check a vehicle’s maintenance schedule unless something happens that makes them consider that information. Purchasing a vehicle is an investment. Insurance companies operate on the belief that taking care of your vehicle through regular maintenance would be a priority due to all the money you put into it. Even though you may not reap the rewards with lower insurance premiums, other indirect benefits will be gained.
The better you treat your vehicle, the longer it will last. Regular oil/filter changes, and transmission and radiator flushes are the most common forms of regularly scheduled maintenance. Your automobile is a finely tuned machine. Every part is designed to function for several years with proper care. Proper maintenance and frequent inspections can help to prevent unnecessary wear and tear. It will also allow your service tech to uncover minor problems before they can turn into something more costly.
Retains Value Longer
Another benefit of regularly scheduled maintenance is that it will help your vehicle retain its value for a longer period. Even vehicles with higher mileage can carry a higher value simply because the vehicle has been properly taken care of. This also means the vehicle may have a higher trade-in value as well. It’s also a good idea to maintain a thorough maintenance record. If you use the same dealership for all of your maintenance checks, they will have a complete record of all your appointments and what tasks were performed at each appointment.
One of the things that caring for your vehicle proves is that you are responsible when it comes to looking after your property. People who show responsibility have fewer accidents and their vehicles function more efficiently for longer periods without breakdowns. Individuals with fewer accidents and traffic citations are considered a lower risk when it comes to insurance coverage. When combined with other factors, this will help to reduce your overall insurance premiums.
Proper vehicle maintenance isn’t a consideration when determining auto insurance premiums. The benefits of scheduling regular inspections, however, do offer rewards in other ways. At Young Insurance Agency, we can help you determine the factors that affect your auto insurance premium rates. Schedule an appointment today and find out what you can do to protect your vehicle and keep your insurance premiums more affordable.