Stay Protected While On The Road
After a few hours behind the wheel, you will likely be grateful when your friend offers to take a shift in the driver’s seat. If, however, you turn over the wheel and your friend gets into an accident, whose insurance coverage provides the necessary protection? What if your friend does not have current insurance coverage, or is underinsured? Are you going to be left in the lurch?
Fortunately, auto insurance travels with the vehicle. That means that even across state lines with a driver who is not listed on your policy behind the wheel, any accidents will be covered by your auto insurance policy. Use discretion, though, when handing over the keys. Letting an unsafe driver use your vehicle can lead to legal trouble and can cause an increase in your insurance premiums if he or she gets into an accident. Whether embarking on a road trip or just running a quick errand, make sure your friend has a current license, safe driving history, and is sober.
This is also a good reminder to be mindful before borrowing a friend’s ride. Make sure the car is not uninsured or underinsured and has current registration before you put it in the drive so a fender bender does not become a big headache and a dent in your pocketbook.
Protect your vehicle against other drivers or a careless mistake with great auto insurance coverage. If you are not sure you have the coverage you need, contact Young Insurance Agency for a free quote today! Located in Burbank, our team of expert agents can get you comprehensive coverage at competitive pricing. Serving the San Fernando Valley, Los Angeles, Ventura County, and Santa Barbara County we can be your one-stop-shop for all of your California insurance needs.