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    High or Low Deductible – Which Is Best For Your Needs?

    By Young Insurance | Auto | Comments are Closed | 11 March, 2015 | 0

    Pros and Cons of High and Low Deductibles
    When looking for the right auto insurance policy, choosing the right deductible can be difficult and confusing. There are pros and cons of raising your deductible and choosing a lower deductible. Knowing which option will work best for you will help to ensure that you get the right amount of coverage at the right price.
    If you choose a higher deductible for your auto insurance policy, be prepared to pay more out of your own pocket before your insurance coverage will kick in. However, it also means that you will have lower insurance premiums to pay each month. Raising your deductible can also lead to less claims, since it will not make any sense to file a claim if the cost to fix the damage is less than your deductible. If you choose to increase your deductible on your auto insurance policy, make sure that you have enough money set aside if you ever have to make a claim.
    In general, if you choose a lower deductible, you will benefit from better coverage. While a low deductible will mean that you will have to pay more each month for your policy, it also means that you will only have to cover a small amount out of your own pocket when you make a claim. This means that no matter what damage is done to your car, you will most likely be able to file a claim to cover the cost of repairs or damage.
    For all of your auto insurance deductible needs, contact Young Insurance in Burbank, California. As an independent insurance agency, we will work with you to ensure that you have the right amount of coverage for your specific needs, all at the right price to fit your budget.

    auto insurance, Auto Insurance Deductibles Burbank CA, Burbank, california, higher deductible, lower deductible, pros and cons, raising your deductible, ron young insurance

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