Cell Phone Insurance 101
The newest smartphones cost hundreds of dollars, which is a large investment. Chances are, you will accidently drop your phone or scuff it up at some point. While extended warranties will provide you with coverage for some damages to your phone, they will not provide coverage for many common situations. Investing in a cell phone insurance policy will provide you with the extra protection that you need for your phone. There are many reasons why you should invest in a cell phone insurance policy, including:
- Your phone will be protected at any time – insurance that you get when you buy your phone will typically only last for 30 days. However, a specific cell phone insurance plan will provide protection for your phone at any time, no matter if it is the day after you bought it or three years later.
- Affordable coverage – cell phone coverage is one of the most affordable insurance policies that you can invest in. Typical policies are less than $15 a month, and have deductibles that can be as low as $50.
- Extra coverage – cell phone insurance policies will provide coverage that your phone warranty will not cover. Typical warranties will only provide coverage for software defects and mechanical failures. Cell phone insurance policies will provide the same amount of protection as a warranty, as well as coverage for theft, damage, and loss.
- Claims are very simple – if you ever have to make a claim with your cell phone insurance company, it is very simple. All you have to do is call your insurance agency or go online, and tell them a few details about your phone and the incident. Once your claim is approved, your new phone will typically arrive at your house in less than two days.
For all of your cell phone insurance needs to ensure that you are able to stay connected with all of your friends and family, contact Young Insurance in Burbank, California.