What to Do After a Fire

Southern California is one of the most sought after places to live. With warm temperatures all year long and miles of beautiful coastlines, California is a dream for many. However, anyone who already lives in California knows that the beauty also comes with some risks, including wildfires.
Being evacuated and then finding out that your house was damaged by a wildfire can be devastating. The stress that follows a wildfire can be enough that you cannot think of what steps you should take next. Keep these tips in mind to help the home insurance claims process go as quickly and smoothly as possible after fire damage.

• Call your insurance agent as soon as possible. The sooner that you are able to report your loss, the faster the claims process can start.
• Do not move any damaged property or debris from your house that may be related to your claim to ensure that you get the payout that you deserve.

Once you have filed your claim, there are other steps to take to get your life back to normal, including:

• Create a detailed home inventory of all of your personal belongings that were damaged or destroyed. The more information that you are able to provide with your inventory, the better.
• If you have any videotapes or photos of your house and belongings before the fire, make sure to give them to your claims adjuster.
• Keep detailed and up to date records of all of your communications with your claims adjuster.
• Keep all receipts and records for any additional living expenses that you may incur while your house is being repaired to give to your adjuster.
• Cover any damaged doors, walls, roofs, and windows with plywood or thick plastic sheeting to help prevent further damage.

For all of your homeowners insurance needs when dealing with a fire, contact Young Insurance in Burbank, California.