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Are you conceptualizing or looking to launch a startup soon? Then you should start exploring practical tips for starting a small business. That is because, according to the U.S. Bureau of Labor Statistics (BLS), about 20% of startups fail within their first two years, while about 45% collapse during their first five years. However, thereRead more

Your young ones probably can’t wait to dress up in scary gear to enjoy one of the most exciting activities of Halloween —trick or treating. This event should be fun-filled for every participant. Unfortunately, it sometimes ends in tears for some families, especially when kids have a bad fall or they get injured in trafficRead more

You hope to own a gorgeous home in the future but are currently living in a rental apartment. So have you protected yourself from financial loss by purchasing renters insurance? Having such insurance protection for the valuable personal possessions you’re keeping in your home will help you stay covered in case of a disastrous loss.Read more

Does your business have a key employee that your company relies on? If so, you may want to consider key-player insurance. This coverage offers protection should an essential member of a company pass away. It allows your business to go on, even without that much-needed person. Who should have key-player insurance? You don’t have toRead more

When was the last time you reviewed your life insurance coverage? Perhaps you haven’t looked at it since you bought the policy. As a general rule of thumb, it’s good to review annually as well as when big life events occur. When you sit down to review your retirement and savings accounts, emergency fund, and evenRead more

When it comes to catching some shut-eye, some easily float off into a deep sleep while others need some help getting a good night’s rest. There are a variety of ways in which people can improve their ability to fall asleep quickly as well as how to have a restful night. While there are someRead more

If you’re expecting a baby, you may already have a long list of things to think about. However, it’s important that you carve out time to think about life insurance. Here are some common questions expectant mothers often ask. Do I need permanent or term life insurance? Term insurance covers you for a set periodRead more

Does your business own or operate vehicles? Like many small business owners, you may think that your personal auto insurance policy will protect you, your ride, and journey even when you’re on the job. Unfortunately, this is a common misconception that many business owners end up regretting.     Do you need coverage? It canRead more

Are you in a position where you want to rent out your house? Perhaps you are ready to move into a bigger space. Perhaps you are looking for a good opportunity to move out and rent out your current place to a child, relative, or another individual. If you do decide to do this, youRead more

Summer is here and that means motorcycle fans are out on the road. You may even round up your friends or join a community to ride as part of a group. If you do, be aware that there are certain risks of group riding. This is especially true when you have several motorcycles riding togetherRead more