When it comes to your homeowners insurance, you expect it to cover everything in your home and on your property. However, what most people don’t realize is the fact that when you make changes, your homeowners insurance policy needs to be updated. Here are some things that cause your homeowners insurance to need updating:

– Expensive Valentine’s Day Jewelry. Insuring jewelry is part of your scheduled items list you make when you first insure your home. When you add jewelry to your jewel box, you need to update your policy too.

– Swimming pools. A swimming pool adds to your responsibility, especially if an accident happens. If you haven’t updated your policy to account for a pool, you may not be financially protected.

– Remodeling your home. When you remodel a bedroom, bathroom or kitchen, you’re adding value to your home which won’t be accounted for if you don’t update your homeowners policy.

Whether you or someone in your family has received expensive jewelry or even fine art for Valentine’s Day, working with a great insurance company like Young Insurance in the Southern California area means you’ll have the fiscal protection you need. All it takes is one break in or a disaster like a fire and all could be lost. With an updated homeowners policy, you’ll be protected.