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When it comes to your homeowners insurance, you expect it to cover everything in your home and on your property. However, what most people don’t realize is the fact that when you make changes, your homeowners insurance policy needs to be updated. Here are some things that cause your homeowners insurance to need updating: –Read more

Radical changes are not required to secure the perimeter and interior of a house.  Basic improvements include ways in which the family lives in the house.  These logical changes will reduce your worries and might qualify for homeowners insurance discounts. 1.  Change the door locks – All door locks on the house must be changed whenRead more

Choosing unrefined foods is healthy 99.9999% of the time, the exception being cooking oils. It’s ironic that extra virgin olive oil, which enjoys an almost saint-like aura for its health benefits has a hellish way of smoking at a relatively high temperature. This is called its smoking point, and a high smoking point is unhealthy,Read more

Hanging Christmas lights shouldn’t be a dangerous task, but there are precautions everyone should follow when doing so: Never Alone A good rule of thumb is: if you use a ladder, then use a buddy. Though there may be no snags in your process, it’s always smart to have someone to help out if anythingRead more

In today’s housing market, everything finally seems headed in the right direction. When you buy your home, the first thing most people do is get a homeowners insurance policy. However, what most people don’t realize is that the basic homeowners policy doesn’t cover quite as much as they thought. For example, floods aren’t automatically covered.Read more

In light of a recent court ruling, many California homeowners are taking advantage of lowered homeowner insurance premiums. Mercury originally sought a $32 million hike in its rates, but courts refused to approve such a hike. Moreover, not only did court refuse to approve Mercury’s rate hike, but they also ordered Mercury to cut itsRead more

For many homeowners, if you travel quite a bit or have a second home, you don’t want the masses to know your home is not being used at the moment. That is very important when evaluating your homeowners insurance policy. Here are a few tips on how to make your home look occupied, even whenRead more

As a homeowner, your homeowners insurance covers quite a few things. There are certain items in your home that may require extra coverage. One of these items is your jewelry. You need to ask your insurance company how do I insure my jewelry? There are a few things you need to know: Homeowners policies generallyRead more

When embarking upon a new and exciting home improvement plan you may not have considered the affects it might have on your homeowners insurance policy. Regular maintenance of a home can improve a homeowner’s insurance premiums because a well-maintained home is less likely to break down. This also counts for many of the improvements andRead more