Can I get a good auto insurance quote online? The answer is yes if you are working with a legitimate site that actually works to find you quality prices at affordable prices. Their ultimate goal is to gather the information that insurance companies can use to create affordable policies that offer quality coverage. Getting a quote online allows you access to many different carriers that offer a wide range of policies. Obtaining at least three or four quotes will give you a good idea of what is available for you to choose from. This article can offers some crucial guidelines for getting an auto insurance quote.
Is the Comparison Site Actually Legit?
Most quote comparison sites will provide an accurate quote based on your submitted information, and none of your information will be sold or traded to third parties. If you go to a carrier’s website, you will only get quotes for the policies they offer. If you truly want to compare policies, you will want to go to an independent site. While they are legit, they will more than likely sell your information to other companies to generate leads.
Where Does My Information Go from These Comparison Sites?
An insurance carrier will use your information to help determine fair auto insurance rates. Lead generation sites will sell your information to multiple insurance companies in an attempt to help them generate new leads and develop new marketing strategies. Lead generation helps carriers find new customers by sharing the names and addresses of individuals who have shown an interest in finding a better auto insurance rate. Once you have asked for a quote, you can plan on receiving more than a few over the next few weeks.
Why Do They Want My Credit Score?
Companies, especially insurance carriers, have to mitigate their level of risk. These companies will ask for your credit score because it is a direct method of showing how responsible you are when managing your finances. If you have a high credit score, it shows you pay your bills on time and do not carry a lot of debt compared to your income: the higher your credit score, the lower your overall risk for insurance.
Why Do I Need Multiple Auto Insurance Quotes?
It’s important to ask for multiple quotes. Insurance companies are competitive. If your insurance company knows you are actively looking for a more affordable policy, they will begin to look for ways to provide you with what you want so they can keep you as a customer. If you get multiple quotes, it’s much easier to see what is available. When you have all the information you need, you are better able to make an informed choice.
If you want to check online for quality auto insurance quotes, be choosy when handing out your personal information. Go through the websites and read the fine print. Check with your own carrier as well. Contact our insurance experts at Young Insurance today. We can help you with the comparison process, so you get the policy you really want. We can explain many of the differences in the policies you are offered.